Mortgage Qualification Analysis
Income Information
Rental Properties (Detailed)
Add properties if you want rental income considered. We add the Net Used sum to monthly income.
0 properties · $0.00/mo net
| Property Name/Label | Gross Rent ($/mo) | Inclusion % | Property Tax ($/mo) | Condo/HOA ($/mo) | Heating ($/mo) | Net Used ($/mo) |
|---|
Monthly Debt Obligations
Housing Status (Optional)
Leave as “Not Applicable” if these don’t apply.
These are your existing housing costs and go to TDS. Optional—fill only what applies.
Line of Credit Rules:
- Unsecured LOC with limit < $50,000: use 3% of actual balance (monthly).
- Unsecured LOC with limit ≥ $50,000: use 3% of full limit (monthly).
- Secured HELOC: use 3% of full limit (monthly), regardless of balance.
0 LOCs · $0.00/mo derived
| Account Name/Label | Type | Limit ($) | Balance ($) | Derived ($/mo) |
|---|
Property Being Qualified
Determines whether 39/44 or 35/42 thresholds are used.